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Under the Sarbanes-Oxley Act, the audit committee — not management or the full board of directors — is directly responsible for appointing, compensating, and overseeing external auditors. Periodically, it is a good idea to assess the effectiveness of your audit committee by performing a self-evaluation....

Deregulation of the energy industry was intended to give consumers a choice of electricity and natural gas providers and an opportunity to save money. However, many homeowners in deregulated states are receiving higher energy bills thanks to deceptive, and even fraudulent, door-to-door sales practices. Deception &...