Since the inception of TILA-RESPA Integrated Disclosure (TRID) rules, many questions exist about how these regulations apply to construction loans. The Consumer Financial Protection Bureau recently released two companion guides
It is important to review your real estate valuation program, as it is fundamental to the value of your loan portfolios. Remaining apprised of real estate value fluctuations and obtaining
Your borrowers are your stock in trade; however, shopping around is a way of life for many Americans. Even a borrower who is content with your services could seek a
These are confusing times as we enter new territory regarding businesses in the marijuana and CBD industry. Many are left with questions, so the Food and Drug Administration (FDA) has
The FDIC recently released guidance regarding an on-going issue with processing transactions that could potentially be categorized as an unfair or deceptive practice. Examiners noted that some institutions have changed
Confusion exists among financial institutions regarding the 60-day customer liability window, which could lead to potential violations of the Electronic Funds Transfer regulation. FDIC examinations found that some financial institutions
