Financial Institutions

Lending a Helping Hand

Banks and credit unions are known for helping their communities by supporting local businesses and charities. But sometimes it’s the financial institutions themselves that need support. And that’s what KPM provides. In addition to traditional accounting, audit, and tax services, our team performs internal audits, loan reviews, and IT consulting. Keeping your customers’ assets safe and secure is your top priority—and, therefore, ours. Financial institutions depend on us for sound industry guidance.

How We Assist You

Trade Association Memberships

As a member and supporter of these leading industry organizations, KPM stays informed about far-reaching issues, advocacy efforts, and compliance resources.

Plugged Into Your Industry

There are nearly 4,200 U.S. banks that employ about 2 million people.

Retail customers and corporate clients each account for about half of bank business.


  • Highly competitive environment
  • State & federal regulations
  • Interest rates
  • Fee structures
  • Corporate profit
  • Industry consolidation

Products & Services

  • Depository services & related fees (32%)
  • Real estate loans (30%)
  • Commercial & industrial loans (14%)
  • Individual loans (10%)
  • Credit card loans (5%)
  • Other (9%)

Source: Dun & Bradstreet, IBISWorld

In the first quarter of 2021, U.S. credit unions had 127 million members.

Credit unions were projected to bring in nearly $82 billion in revenue in 2021.


  • Aggregate household debt
  • External competition
  • Housing prices
  • New car sales
  • Interest rates
  • Industry consolidation
  • State & federal regulations

Products & Services

  • First mortgage loans (44%)
  • Used vehicle loans (20%)
  • New vehicle loans (12%)
  • Member business loans (10%)
  • Second mortgage loans (7%)
  • Other unsecured loans (7%)

Sources: IBISWorld, Credit Union National Association

Ready to talk next steps?

Financial institutions operate in a complex environment, and your decision makers need to have all the information before moving forward. Our advisors are available to answer questions and talk specifics whenever you’re ready.