Home

How much does a data breach cost? The average total cost of a data breach has risen to roughly $4 million, according to a 2016 survey of information technology (IT) security professionals by the Ponemon Institute (a research center dedicated to privacy, data protection, and...

Retirees often need money from their investment portfolio if they have little or no earned income. For many seniors, tax-efficient withdrawals require two levels of decisions. First, should the dollars come from regular taxable accounts or from tax-deferred accounts such as IRAs? Second, regardless of...

By the end of 2015, U.S. automated financial services, known as robo-advisers, managed $50 billion in assets, up from $16 billion in 2014. The market has been estimated to grow to $2.2 trillion by 2020. Robo-advisers do what flesh-and-blood financial advisers do but at a...

According to Morningstar, target-date funds (TDFs) attracted nearly $70 billion in 2015. Another research firm, Cerulli Associates, has predicted that 88 percent of new 401(k) contributions will go into TDFs by the end of 2019. As this market expands, new versions are appearing: the ‘custom’...