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According to Morningstar, target-date funds (TDFs) attracted nearly $70 billion in 2015. Another research firm, Cerulli Associates, has predicted that 88 percent of new 401(k) contributions will go into TDFs by the end of 2019. As this market expands, new versions are appearing: the ‘custom’...

Individuals: If you are not paying your 2016 income tax through withholding (or will not pay in enough tax during the year that way), pay the third installment of your 2016 estimated tax. Use IRS Form 1040-ES. Employers: For Social Security, Medicare, withheld income tax, and...