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Kickbacks return a portion of the money exchanged in a business transaction as compensation for favorable treatment. They are illegal in the United States and many other countries, but because kickbacks are often disguised as gifts, travel, and entertainment, they can be hard to identify. Intention...

Credit card consolidation can pay off. Assume $25,000 of credit card debt at a 20 percent interest rate and a $500 monthly payment. With a strong credit profile, you might consolidate this debt with a personal loan at an eight percent interest rate and a...

Year-end tax planning is on the agenda for many taxpayers, with good reason. That said, you do not have to wait for November or December to make astute moves. Planning in June or July can lead to tax savings that might be reduced or lost...