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Some people do all of their investing in an employer-sponsored retirement plan where earnings are untaxed until withdrawn, and perhaps in an individual retirement account (IRA) as well. Withdrawals are generally taxed at ordinary income rates, which now go up to 39.6 percent. Conversely, others have...

EBITDA is commonly used to assess financial health and evaluate investment decisions. However, sometimes this metric overstates a company’s true performance, ability to service debt, and value. That is why internal and external stakeholders should exercise caution when reviewing EBITDA. History of EBITDA The market’s preoccupation with...

A staple in retirement planning is the search for ‘your number.’ That is, how much money do you need to accumulate in savings and investment accounts so you can afford to stop working? Life expectancy is increasing, so the amount you have when you retire...